As small business owners, it??s so easy to let your business take over your life. While you??re building, that may be necessary for a while, but ultimately, you are not your business. The most precious thing you can buy is your time, and the key to making that happen is by focusing your personal finance goals on cash flow rather than net worth. This probably isn??t what you??ve heard from financial advisers, so let me explain! Cash Flow is an abundant passive income stream Imagine a scenario where your business is strong and you spend every day living your dreams, all while your bills are paid automatically. Sounds impossible, right? Wrong! That??s exactly what cash flow is. Cash flow is income that pays your bills, but is passive in nature. You don??t have to work for income, because you??ve invested for cash flow, and your money is working for you. Cash Flow mean working assets that provide regular income A big mansion might be fun to live in but won??t pay you money every month. In fact, an asset like a home or a car is more likely to cost than to generate money. That??s why we refer to these as lifestyle assets rather than working assets. You need them to live, but they don??t produce income for you. Working assets like cash, income or growth assets generate cash flow you can live off of. Cash Flow is money in your pocket every month We need income to support our lives and families, but we don??t have to get that income by working. Financial Freedom means the income you generate from investments pays your monthly bills. You no longer have to exchange your time for money, because you??ve invested your money in quality assets that generate cash flow. Again, through the media, advice from others (who probably don??t know the truth!) and even from financial advisers, we??ve been taught that net worth is what we should strive for. Understanding the reality of what net worth is versus how cash flow works will change your entire approach to money and set you on the path to Financial Freedom. Choose Freedom! Dr. Tony